Terms of Service

Last Updated: December 2025

Please read these Terms of Service ("Terms") carefully before using the Auric iOS application ("the App" or "Auric") operated by us ("we," "us," or "our").

1. Acceptance of Terms

By downloading, installing, accessing, or using Auric, you agree to be bound by these Terms. If you do not agree to these Terms, do not use the App.

2. Description of Service

Auric is a mobile application that allows you to track your net worth by entering and monitoring various assets, including but not limited to stocks, mutual funds, ETFs, cryptocurrencies, gold, and custom items. The App calculates the value of your holdings based on current market prices and displays your total net worth.

3. Not Financial Advice

IMPORTANT: Auric is a tracking and calculation tool only. It does not provide investment advice, financial planning services, or recommendations regarding any securities, investments, or financial products.

The information displayed in the App, including asset values and net worth calculations, is for informational purposes only and should not be construed as financial, investment, tax, or legal advice. You should consult with qualified professionals before making any financial decisions.

4. User Responsibilities

You are solely responsible for:

• The accuracy of all data you enter into the App
• All investment decisions and financial actions you take
• Maintaining the security of your device and any backups
• Verifying the accuracy of market prices and asset valuations
• Compliance with all applicable laws and regulations

5. Data Accuracy and Availability

While we strive to provide accurate market data, we do not guarantee the accuracy, completeness, or timeliness of any information displayed in the App. Market prices are obtained from third-party data providers and may be delayed or inaccurate.

The App may be unavailable from time to time due to maintenance, updates, or technical issues. We do not guarantee uninterrupted access to the App.

6. Local Data Storage

All data entered into Auric is stored locally on your device. You are responsible for backing up your data. We are not responsible for any loss of data resulting from:

• Device malfunction or damage
• App deletion or uninstallation
• Operating system updates or changes
• Failure to create backups

7. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, AURIC AND ITS DEVELOPERS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

• Your use or inability to use the App
• Any errors or inaccuracies in the data displayed
• Any investment decisions made based on information in the App
• Any loss of data stored in the App
• Any unauthorized access to or use of your device

OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE USE OF OR INABILITY TO USE THE APP SHALL NOT EXCEED THE AMOUNT YOU PAID TO DOWNLOAD THE APP, OR IF THE APP IS FREE, ZERO DOLLARS ($0).

8. Disclaimer of Warranties

THE APP IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR COURSE OF PERFORMANCE.

We do not warrant that the App will be uninterrupted, secure, error-free, or free from viruses or other harmful components.

9. Intellectual Property

The App, including its design, features, and content, is protected by copyright, trademark, and other intellectual property laws. You may not copy, modify, distribute, sell, or lease any part of the App or its content without our prior written consent.

10. Third-Party Services

The App may use third-party services to provide market data and other functionality. Your use of these services may be subject to additional terms and conditions. We are not responsible for the availability, accuracy, or content of third-party services.

11. Prohibited Uses

You agree not to:

• Use the App for any unlawful purpose or in violation of any applicable laws
• Attempt to reverse engineer, decompile, or disassemble the App
• Interfere with or disrupt the App's functionality
• Use the App to transmit any viruses, malware, or harmful code
• Use the App in any way that could damage, disable, or impair our servers or networks

12. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of any material changes by posting the updated Terms on this page and updating the "Last Updated" date. Your continued use of the App after such changes constitutes your acceptance of the new Terms.

If you do not agree to the modified Terms, you must stop using the App.

13. Termination

We reserve the right to terminate or suspend your access to the App at any time, with or without cause or notice, for any reason, including if you breach these Terms.

You may stop using the App at any time by deleting it from your device.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which we operate, without regard to its conflict of law provisions.

15. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

16. Entire Agreement

These Terms constitute the entire agreement between you and us regarding the use of the App and supersede all prior agreements and understandings.

17. Contact Information

If you have any questions about these Terms, please contact us at:

Email: info@elnaqah.com

18. Acknowledgment

BY USING AURIC, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS OF SERVICE.